Terms and Conditions

Terms and Conditions

Effective Date: August 19, 2024

Welcome to The R.A.R.E. Foundation website. By accessing or using our site, you agree to comply with and be bound by the following Terms and Conditions. Please read these terms carefully before using our website. If you do not agree to these terms, please do not use the site.

1. Acceptance of Terms

By accessing or using the website of The R.A.R.E. Foundation (“we,” “us,” “our”), you agree to abide by these Terms and Conditions, as well as any future updates that we may post. We reserve the right to change these terms at any time, and it is your responsibility to review them regularly.

2. Use of Website

This website is intended for lawful use by individuals over the age of 13. You agree not to:

  • Use this website for any unlawful purposes.
  • Interfere with or disrupt the operation of the site, servers, or networks.
  • Collect or store personal information of other users without their consent.
  • Impersonate any person or entity or misrepresent your affiliation with any individual or entity.

3. Donations and Purchases

When you make a donation or purchase through our website, you warrant that you are using a valid credit card or payment method legally issued to you. All donations are final, except in cases of demonstrable errors. For more details on refunds, please review our Refund Policy.

We accept donations in exchange for digital products (e.g., eBooks) and services (e.g., identity protection). All transactions are processed securely, and personal payment information is handled by trusted third-party providers such as Equifax.

4. Content Ownership

All content on this website, including but not limited to text, images, videos, graphics, logos, and other materials, is the property of The R.A.R.E. Foundation or is used with permission. You may not reproduce, distribute, modify, or publicly display any content from this website without our express written consent.

5. User-Generated Content

If you submit any content, including comments, testimonials, or media, you grant us a non-exclusive, royalty-free, perpetual license to use, modify, reproduce, and display this content for promotional and educational purposes. You agree that the content you submit is original and does not infringe on the rights of any third party.

We reserve the right to remove any user-generated content that we deem inappropriate or offensive at our sole discretion.

6. Third-Party Links

Our website may contain links to third-party websites, such as partners like Kredit Koncepts or Equifax. These links are provided for your convenience. We do not endorse, control, or take responsibility for the content or practices of these third-party sites. We encourage you to read the terms and policies of any site you visit.

7. Intellectual Property Rights

All trademarks, logos, and service marks displayed on this site are the property of The R.A.R.E. Foundation or third parties. You are prohibited from using any of these marks without the prior written consent of the rightful owner.

8. Disclaimer of Warranties

Your use of this website is at your own risk. The website and all content and services provided are offered on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of information provided on the site.

We do not warrant that:

  • The website will be uninterrupted, secure, or error-free.
  • Any defects or errors will be corrected.
  • The site or its servers are free from viruses or harmful components.

9. Limitation of Liability

Under no circumstances shall The R.A.R.E. Foundation be liable for any direct, indirect, incidental, consequential, or punitive damages that result from your use of or inability to use this website, including but not limited to errors, mistakes, interruptions, delays, or unauthorized access to user data.

This limitation applies to any damages arising from the use of the website, whether based on contract, tort, negligence, strict liability, or otherwise, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless The R.A.R.E. Foundation, its officers, directors, employees, and agents from any and all claims, liabilities, damages, and expenses (including attorney’s fees) arising from your use of the site, your violation of these terms, or your infringement of any intellectual property or other right of any person or entity.

11. Governing Law

These Terms and Conditions shall be governed and construed in accordance with the laws of the United States and the State of New York, without regard to its conflict of law principles. Any disputes arising from these terms will be resolved in a court of competent jurisdiction located in New York.

12. Termination

We reserve the right to terminate or suspend your access to our website without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms and Conditions.

Upon termination, your right to use the site will immediately cease.

13. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

PLATINUM Plan Details

Custom Donation For a minimum of 100 individuals:

The Platinum Package is designed for organizations, businesses, and communities committed to making a lasting impact by safeguarding the financial futures of their members and students. With this package, you can protect 100 students from a school while also offering essential financial literacy and identity protection services to your employees or group members.

Now more than ever, organizations have a duty to support their communities and promote financial well-being. By choosing the Platinum Package, your organization demonstrates its commitment to Social Responsibility—helping not only your employees but also protecting the next generation of students. Together, we can create a ripple effect of financial empowerment, benefiting both your organization and the wider community.

For a donation of $2,500 you and 100 Students will receive:

$2,500 Donation:

  • Comprehensive identity theft protection
  • Credit monitoring across all three major credit bureaus
  • $1 million in identity theft insurance (per membership)
  • Access to all three credit reports (per membership)
  • Who Stole My Identity?” is a powerful and engaging eBook designed to help readers understand the growing threat of identity theft and how to protect themselves from becoming victims. Written by financial literacy advocate Preston “Kid Kredit” Luzunaris, this guide breaks down complex topics in an easy-to-understand way, making it accessible for both adults and students alike.
  • The Power of Credit” is an insightful eBook that teaches the fundamental principles of building, maintaining, and leveraging a strong credit profile. Whether you’re new to managing credit or looking to improve your existing credit, this guide provides the knowledge and tools you need to achieve long-term financial success.
  • You get a personalized review of your credit and financial situation from our experts at Kredit Koncepts to help you understand your current credit situation and identify areas for improvement.
  • Your donation helps your organization get protected and also sponsors 250 High School Students, ensuring their identities are protected and they receive essential Financial Literacy Education through our digital curriculum.

For a donation of $2,500 you and 100 Students will receive:

GOLD PACKAGE Plan Details

The Gold Package offers comprehensive financial protection and education for you as well as 6 sponsored students. This premium package equips you with the resources to secure your financial future while making a significant impact by helping multiple students gain critical financial literacy skills and identity protection.

$150 Donation

For a donation of $150 you will receive:

  • Comprehensive identity theft protection
  • Credit monitoring across all three major credit bureaus
  • $1 million in identity theft insurance (per membership)
  • Access to all three credit reports (per membership)
  • “Who Stole My Identity?” is a powerful and engaging eBook designed to help readers understand the growing threat of identity theft and how to protect themselves from becoming victims. Written by financial literacy advocate Preston “Kid Kredit” Luzunaris, this guide breaks down complex topics in an easy-to-understand way, making it accessible for both adults and students alike.
  • The Power of Credit” is an insightful eBook that teaches the fundamental principles of building, maintaining, and leveraging a strong credit profile. Whether you’re new to managing credit or looking to improve your existing credit, this guide provides the knowledge and tools you need to achieve long-term financial success.
  • Get a personalized review of your credit and financial situation from our experts at Kredit Koncepts to help you understand your current credit situation and identify areas for improvement.
  • Your donation also sponsors 6 High School Students, ensuring their identities are protected and they receive essential Financial Literacy Education through our Digital Curriculum.

SILVER PACKAGE Plan Details

With the Silver Package, you’ll gain enhanced financial protection and education for both you and a sponsored student. For just $50, you’ll receive a powerful set of tools designed to secure your financial future and make a meaningful impact by sponsoring 2 students. Here’s what’s included:

$50 Donation

For a donation of $50, you and 2 students will receive:

  • Comprehensive identity theft protection
  • Credit monitoring across all three major credit bureaus
  • $1 million in identity theft insurance (per membership)
  • Access to all three credit reports (per membership)
  • “Who Stole My Identity?” is a powerful and engaging eBook designed to help readers understand the growing threat of identity theft and how to protect themselves from becoming victims. Written by financial literacy advocate Preston “Kid Kredit” Luzunaris, this guide breaks down complex topics in an easy-to-understand way, making it accessible for both adults and students alike
  • “The Power of Credit” is an insightful eBook that teaches the fundamental principles of building, maintaining, and leveraging a strong credit profile. Whether you’re new to managing credit or looking to improve your existing credit, this guide provides the knowledge and tools you need to achieve long-term financial success.
  • You and another individual get a personalized review of your credit and financial situation from our experts at Kredit Koncepts to help you understand your current credit situation and identify areas for improvement.
  • Your donation also sponsors 2 High School Students, ensuring their identities are protected and they receive essential Financial Literacy Education through our digital curriculum.

BRONZE PACKAGE Details

When you donate through the Bronze Package, you’ll receive essential tools to empower your financial journey, while also making a lasting impact by providing the same resources to a student in need. With your donation, both you and a sponsored student will benefit from the following:

$25 Donation

For a donation of $25 you will receive:

  • Comprehensive Identity Theft Protection
  • Credit Monitoring For All 3 Major Credit Bureaus
  • $1 million in Identity Theft Insurance
  • Access to All 3 Credit Reports & Scores
  • “Who Stole My Identity?” is a powerful and engaging eBook designed to help readers understand the growing threat of identity theft and how to protect themselves from becoming victims. Written by financial literacy advocate Preston “Kid Kredit” Luzunaris, this guide breaks down complex topics in an easy-to-understand way, making it accessible for both adults and students alike.
  • “The Power of Credit” is an insightful eBook that teaches the fundamental principles of building, maintaining, and leveraging a strong credit profile. Whether you’re new to managing credit or looking to improve your existing credit, this guide provides the knowledge and tools you need to achieve long-term financial success.
  • Get a personalized review of your credit and financial situation from our experts at Kredit Koncepts to help you understand your current credit situation and identify areas for improvement.
  • Your donation also sponsors a High School Student, ensuring their identity is protected and they receive essential financial literacy education through our Digital Online Curriculum.

Learn How to Safeguard Your Identity

"Who Stole My Identity?" by Kid Kredit is an engaging and informative e-book that covers: